How to check if land is in a flood zone before you buy
How to check if land is in a flood zone using the free FEMA map, what the zone letters mean, and why a clean flood map still does not prove the lot drains.
August 12, 202611 min read
Insights
Land Investment Insights
Market analysis, investment strategy, and practical guidance on vacant land from the YAI LLC team.
Do you need a realtor to buy land? What the law requires
Do you need a realtor to buy land? Not for a small rural parcel. Here is what Arkansas requires to transfer ownership, and when paying a pro is worth it.
August 9, 202611 min read
Fair owner financing terms: down payment, term, and balloon
Fair owner financing terms on land: how much down payment is normal, what term length costs you, and the one balloon payment test to run before you sign.
August 7, 202613 min read
Buying land sight unseen: is it crazy, and how to do it safely
Buying land sight unseen is normal in the cheap rural market. What to verify before you pay, what no photo will tell you, and how I buy my own lots remotely.
August 5, 202610 min read
How many acres do you need for privacy, a cabin or a camp?
How many acres do you need? Less than buyers think for a camp, more for a homestead. Build rules, setbacks and septic set the real limit, not the acre count.
August 2, 202610 min read
What credit score do you need to buy land with owner financing?
What credit score do you need to buy land with owner financing? Usually none at all. What a private seller checks instead, and the real terms on my own lots.
July 31, 20269 min read
Is there interest on owner financed land? The real math
Is there interest on owner financed land? Often there is no stated rate, but the term price is higher than the cash price. Here are two real lots and the numbers.
July 29, 202610 min read
Who holds the deed on owner financed land in Arkansas?
Who holds the deed on owner financed land: the seller keeps title until payoff on most deals. Deed vs land contract, what recording means, and real terms.
July 26, 202610 min read
What happens if you miss a payment on owner financed land?
What happens if you miss a payment on owner financed land: grace periods, late fees, default clauses, and how sellers actually handle it. Real numbers inside.
July 24, 20269 min read
Septic system on rural land in Arkansas: what to check
A septic system is required on raw rural land in Arkansas. Learn what a perc test is, what installation costs, and who is responsible before you buy.
July 22, 202612 min read
Minimum build size on rural land in Arkansas explained
Minimum build size on rural land in Arkansas comes from the subdivision Bill of Assurance, not the county. See the real numbers on my Izard County parcels.
July 19, 202611 min read
Buying land in Horseshoe Bend Arkansas: a location guide
Buying land in Horseshoe Bend Arkansas: where the town is, why buyers like the Ozarks, what to check before you pay, and the real numbers on our lots.
July 17, 202610 min read
Water rights on rural land: what you need to know before buying
Water rights control whether you can use a well, stream, or spring on raw land. Learn how to check water rights and why they matter more than most buyers expect.
July 12, 202611 min read
Landlocked land: how to check road access before you buy
Landlocked land has no legal road access, which can make it hard to use or sell. Here is how to check access and easements before you buy rural land.
July 8, 202610 min read
Rural land property taxes in Arkansas: what new owners pay
Rural land property taxes in Arkansas are low. Learn how the 20% assessment works, what a typical Izard County lot costs per year, and when your first bill arrives.
July 5, 202611 min read
How to buy land in Arkansas: a simple step by step guide
How to buy land in Arkansas, step by step: where to look, how owner financing works, what to check before you pay, and a real Izard County example.
July 1, 20269 min read
Off grid living on raw land: a beginner's starting guide
Off grid living on raw land, explained for beginners: how to handle power, water, and septic, what it costs to start, and the county rules to check first.
June 28, 20269 min read
Is cheap rural land a good investment? An honest look
Is cheap rural land a good investment? An honest look at when low-priced land holds or grows value, what it costs to own each year, and when to walk away.
June 24, 202610 min read
How to buy land with little money down (owner financing)
How to buy land with little money down using owner financing: a few hundred dollars to start, no bank, no credit check, plus the trade-offs to know first.
June 21, 20269 min read
Can you put an RV or build on rural land you bought?
Can you put an RV or build on rural land you buy? What you can build, camp, or park, plus the zoning and permit questions to ask your county first.
June 19, 202611 min read
What to check before buying rural land: a checklist
What to check before buying rural land: road access, zoning, utilities, flood zone, taxes, and a clear title. A practical due diligence checklist for beginners.
June 18, 202611 min read
How to buy cheap rural land in Arkansas: a beginner's guide
How to buy cheap rural land, step by step: where to find it, how pricing works, why owner financing is the easy way in, and the beginner mistakes to avoid.
June 17, 202611 min read
How much money to buy rural land in Arkansas: real costs
How much money to buy rural land, broken down honestly: down payment, one time doc fee, monthly payment, and property taxes, with example numbers for a small lot.
June 17, 202610 min read
Owner financing vs bank loan for land: honest comparison
Owner financing vs a bank loan for land, compared honestly: cost, speed, approval odds, and when each one actually makes sense for a rural lot.
June 15, 202610 min read
Owner financed land with bad credit: how it works
Owner financed land with bad credit is possible because the seller skips the credit check. Here is who qualifies and what a seller checks instead of a score.
June 14, 202610 min read
How to buy land with owner financing and no bank
Owner financing lets you buy land directly from the seller, no bank approval needed. Learn how it works, what the real numbers look like, and what to watch out for.
June 13, 202611 min read