Owner-Financed Rural Land
Buy Rural Land in the Arkansas Ozarks, From About $100 a Month
We source rural parcels, verify them on county records, and sell them directly to you. Owner-financed: no banks, no credit checks, and plain numbers on every lot.
Meet Ray · 30 Seconds
Ray is a digital presenter created by YAI LLC. Every fact he presents is verified by a real human against county records.
About YAI LLC
Who You Are Buying From
Almog Gallewski
Owner, YAI LLC
YAI LLC is run by me, Almog Gallewski. I buy every parcel with my own money, walk it through the county records before listing it, and finance it directly to you. No brokers, no call centers. When you email, I answer.
The blog is me writing about what I actually pay in taxes on these parcels and what I tell buyers to check before sending anyone a dollar, including me.
Our Core Principles
Rigorous Due Diligence
Every acquisition undergoes comprehensive title, zoning, and market analysis before we proceed.
Transparent Transactions
Clear communication and documented processes from initial contact through closing.
Market-Informed Pricing
Valuations grounded in comparable sales data, not speculation or inflated projections.
Seller-First Approach
We provide fair offers and flexible timelines that respect the needs of property owners.
Our Strategy
A Systematic Approach to Land Investment
We follow a disciplined, repeatable process that ensures consistency in deal quality and return potential.
Research & Identification
We analyze county records, tax rolls, and ownership data to identify vacant parcels held by motivated sellers. Our proprietary filters surface the highest-potential opportunities from thousands of records.
Valuation & Acquisition
Each parcel is evaluated against recent comparable sales, local development trends, and zoning regulations. We present fair, cash offers directly to property owners with clear terms and a simple closing process.
Listing & Direct Sale
Every parcel gets its own public page: APN, real aerial photos, the county tax bill, and the recorded build minimum. We sell directly to you, owner-financed or cash, and handle the documentation and recording.
Available Land
Ozark lots from $149 at signing. No bank, no credit check.
We buy land across the U.S. and sell it directly: owner-financed, no banks, no credit checks. Every parcel below is owned by YAI LLC and available now. Reserve online in minutes, or reach out with questions.
0.35 Acres Near Crown Lake, Arkansas
$149 today, then $105/mo × 48, 0% interest
Or $2,499 cash.
With the 1.9% card fee: about $107/mo, or about $2,546 cash.
What you get with this lot
- Largest single lot in our inventory: North Shore Addition near Crown Lake
- Single-family buildable, 1,100 sq ft minimum (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
0.25 Acres in Horseshoe Bend, Arkansas
$149 today, then $105/mo × 48, 0% interest
Or $2,250 cash.
With the 1.9% card fee: about $107/mo, or about $2,293 cash.
What you get with this lot
- Assigned street address: 1205 Pavilion Ln
- Single-family buildable, just 550 sq ft minimum (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
0.28 Acres in Horseshoe Bend, Arkansas
$149 today, then $105/mo × 48, 0% interest
Or $2,250 cash.
With the 1.9% card fee: about $107/mo, or about $2,293 cash.
What you get with this lot
- Assigned street address: 1312 Ranchview Rd
- Single-family buildable, just 550 sq ft minimum (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
0.27 Acres in Horseshoe Bend, AR
$149 today, then $105/mo × 48, 0% interest
Or $1,995 cash.
With the 1.9% card fee: about $107/mo, or about $2,033 cash.
What you get with this lot
- One of four connected lots (29–32): combine neighbors for over an acre
- Single-family buildable, 1,000 sq ft minimum (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
0.26 Acres in Horseshoe Bend, AR
$149 today, then $105/mo × 48, 0% interest
Or $1,995 cash.
With the 1.9% card fee: about $107/mo, or about $2,033 cash.
What you get with this lot
- Smallest of the four connected lots: same block, same road access
- Single-family buildable, 1,000 sq ft minimum (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
0.31 Acres in Horseshoe Bend, AR
$149 today, then $105/mo × 48, 0% interest
Or $1,995 cash.
With the 1.9% card fee: about $107/mo, or about $2,033 cash.
What you get with this lot
- Largest of the four connected lots: most room at the same price
- Single-family buildable, 1,000 sq ft minimum (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
0.29 Acres in Horseshoe Bend, AR
$149 today, then $105/mo × 48, 0% interest
Or $1,995 cash.
With the 1.9% card fee: about $107/mo, or about $2,033 cash.
What you get with this lot
- Part of the connected block of Lots 29–32: pair it with a neighbor lot
- Single-family buildable, 1,000 sq ft minimum (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
1.13 Acres, 4 Connected Lots, Horseshoe Bend
$296 today, then $420/mo × 48, 0% interest
Or $7,680 cash.
With the 1.9% card fee: about $428/mo, or about $7,826 cash.
What you get with this lot
- Four connected lots (29–32) bought as one: over an acre, and one document fee, not four
- Single-family buildable, 1,000 sq ft minimum per structure (recorded Bill of Assurance)
- Power and water nearby, in the subdivision
- 90-day money-back guarantee on owner financing (visit optional; the $100 document fee is not refunded)
Text LAND to (307) 337-9113 for price drops and new lots.
Photos on lot pages are real imagery of each parcel; any rendered illustration is labeled as such. See our Disclosures.
Why is a 0.25-acre lot priced above a 0.31?
The two Tract D lots carry assigned street addresses and a 550 sq ft build minimum (the lowest in our inventory), which makes them the easiest lots to build small on. The four Spring Addition lots share one price because they share the same block, access, and build rules; the difference between them is size.
About the one-time $100 doc fee
It covers contract preparation, electronic signing, and recording. On financed purchases, your monthly payment also includes a flat $10 note servicing fee. The full cost breakdown is in our cost guide.
The 1.9% payment processing fee
Card payments (monthly payments and cash purchases alike) include a 1.9% payment processing fee. The down payment carries no payment processing fee. Every parcel page prints what that works out to in dollars, on both the financed total and the cash price.
What if I miss a payment?
Life happens, and the contract plans for it. You get a 5-day grace period with no fee. After that, a flat $50 late fee, and we reach out and talk before anything else. If things stay hard, you have a written 30-day window to catch up. If the account is still not current after that window, the contract allows us to end the agreement and keep the land along with the payments already made (section 4); your risk is limited to the parcel, with no personal liability beyond it. Every step is spelled out in the contract: you can read exactly what’s in it, or read the full sample contract (PDF), before paying.
Can I build while I am still paying?
Build after payoff. Permanent improvements (foundation, well, septic, utilities) before the final payment need YAI’s written OK first (section 11 of the sample contract). Cash buyers can build as soon as the deed is recorded.
All information is believed accurate but not guaranteed. Buyer to verify.
Why Vacant Land
A Finite Asset With Enduring Value
Land is the only asset class that is truly finite. Unlike structures that depreciate, well-located vacant land appreciates steadily as surrounding areas develop. It requires no property management, no tenant relations, and carries minimal holding costs relative to improved real estate.
For sellers holding inherited or unwanted parcels, we provide a straightforward path to liquidity. For buyers, we offer parcels we own outright and have researched ourselves, with documented market analysis, removing the complexity typically associated with raw land transactions.
No Depreciation
Land does not wear out, decay, or require ongoing capital expenditure.
Low Holding Costs
Minimal taxes and no maintenance compared to improved properties.
Finite Supply
They aren't making more of it; scarcity drives long-term value.
Development Upside
Positioned in growth corridors with residential demand.
Geographic Focus
Targeted Markets With Strong Fundamentals
We concentrate our acquisition efforts in states where market dynamics favor disciplined land investors.
Arkansas
Arkansas offers a compelling combination of affordable land prices, steady population growth in key metro corridors, and favorable tax structures. The state's growing infrastructure investment and proximity to major logistics hubs create sustained demand for residential-zoned parcels.
Contact Us
Let's Discuss Your Land Assets
Whether you own a parcel you'd like to sell or you're an investor seeking quality land acquisitions, we welcome the opportunity to connect. Our team responds to all inquiries within one business day.
Business Address
312 W 2nd Street, #2893
Casper, WY 82601
United States
almog@yaillc.com
Phone
+1 (307) 337-9113
Entity Information
YAI LLC is a registered limited liability company
organized under the laws of the State of Wyoming.
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