Refund Policy & 90-Day Satisfaction Guarantee

90-Day Satisfaction Guarantee (owner-financed purchases)

We want you to be confident in your land. Every parcel we sell with owner financing is covered by a 90-Day Satisfaction Guarantee. Cash purchases work differently, because the deed is recorded in your name shortly after the 5-business-day cancellation window — see Cash purchases below.

How it works:

1. The window. Your 90-day satisfaction period begins on the date of your down payment and runs for ninety (90) calendar days.
2. Inspect the land (recommended, not required). During this period you are encouraged to visit the property in person, or send someone on your behalf, and inspect it. We strongly recommend an in-person visit, as it is the best way to be sure the land is right for you. A visit is not a condition of your right to a refund.
3. If you’re not satisfied. If, for whatever reason, you are not satisfied with the property within the 90-day period, contact us in writing at almog@yaillc.com. You do not need to have visited the property to request a refund. We will, at your election, either:
   • exchange the property for another available parcel of comparable value, or
   • refund your money, on the terms in Section 4 below.
4. What is refunded. A refund returns all monies you have paid, minus:
   • the document / accounting setup fee (the one-time processing fee, currently $100), which is non-refundable;
   • closing costs that have actually been incurred; and
   • payment-processing fees already incurred.

   In other words: your down payment and any monthly payments made are refunded, less the document fee (currently $100), any closing costs incurred, and processing fees.

   Recording costs. On an owner-financed (installment) purchase, title has not yet transferred during the 90-day window (we deliver and record the deed only after the price is paid in full), so there is normally no recording cost to deduct.

5. How to request. Email almog@yaillc.com within the 90-day window with your name and parcel APN, and tell us whether you want an exchange or a refund. We will confirm and process your request promptly.
6. After 90 days. Once the 90-day satisfaction period ends, the sale is final and the standard terms of your Land Sale Contract, Promissory Note, and Purchase & Sale Agreement govern.

Cash purchases — cancellation before recording

On a cash purchase, the deed is prepared, recorded with the county, and the property becomes yours — the owner of record — shortly after the 5-business-day cancellation window. Because title actually changes hands, the 90-day guarantee does not apply to cash purchases. Instead:

1. Cancellation window. You may cancel your cash purchase for a refund at any time before the deed is recorded with the county. We will not submit the deed for recording earlier than 5 business days after your payment, unless you ask us in writing to record sooner (in which case the window ends when the deed is recorded).
2. What is refunded. All monies paid, less payment-processing fees. Cash purchases carry no document fee, so there is nothing of that kind to deduct. Since the deed has not been recorded, there are no recording costs to deduct either.
3. Once recorded, the sale is final. After the deed has been recorded in your name, the purchase is complete and non-refundable.
4. How to cancel. Email almog@yaillc.com before recording, with your name and parcel APN.

This guarantee is part of, and is governed by, your purchase contract. If anything in this summary differs from your signed contract, the signed contract controls.